Ellicott City Real Estate & Cost of Living Guide | Associated Real Estate – Ted Coates
Ellicott City, Maryland is one of the most established and sought-after communities in Howard County. Known for its top-ranked schools, historic downtown, expansive parks, and proximity to major employment centers, Ellicott City consistently attracts families, professionals, and long-term homeowners.
As a local real estate professional serving Central Maryland, I work with buyers who choose Ellicott City for its stability, quality of life, and strong property values.
County: Howard County, Maryland
Location: Between Baltimore and Washington, D.C.
Commute: 30–45 minutes to Baltimore or D.C.
Lifestyle: Suburban, family-oriented, high-performing school districts
Ellicott City blends historic charm with modern neighborhoods, offering both newer developments and established communities surrounded by parks and green space.
The Ellicott City real estate market is among the most competitive in Maryland due to high demand and limited inventory.
Average home prices in Ellicott City:
Overall average: ~$650,000
Single-family homes: $600,000–$900,000
Townhomes & condos: $350,000–$550,000
Neighborhoods such as Turf Valley and Centennial typically command higher prices due to larger homes, amenities, and school zoning. More budget-conscious buyers often explore areas like Normandy and nearby Elkridge, which offer townhomes and condos at lower price points.
Home values in Ellicott City have continued to appreciate, supported by strong schools, safety, and long-term buyer demand.
Renting in Ellicott City is also on the higher end compared to surrounding areas.
Average rental prices:
One-bedroom apartments: ~$1,800/month
Two-bedroom apartments: $2,200–$2,800/month
Single-family rental homes: $2,800–$4,500/month
Popular rental areas include Long Gate and Dorsey Search, offering access to shopping, schools, and major commuter routes. Rental rates have steadily increased due to limited supply.
The overall cost of living in Ellicott City, Maryland is higher than the state average, largely driven by housing and utility costs.
Electricity: ~$150/month
Natural gas: ~$100/month
Water & sewer: $75–$120/month
Internet: $60–$100/month
Primary providers include BGE, Washington Gas, Howard County Bureau of Utilities, Xfinity, and Verizon Fios.
Property tax rate: ~1.1% of assessed value
Maryland state income tax: 2%–5.75%
Maryland sales tax: 6%
Howard County property taxes are consistent across Ellicott City and should be factored into long-term homeownership planning.
Most Ellicott City residents commute by car, with convenient access to major highways including I-70, Route 29, and Route 40.
Average gas price: ~$3.50 per gallon
Annual car insurance: $1,200–$2,000
Public transit: MTA commuter buses
One-way bus fare: ~$2.00
Monthly bus pass: ~$74
Commute times typically range from 30 to 45 minutes, depending on destination.
Most households spend $500–$700 per month on groceries. Popular stores include Safeway, Giant, and Harris Teeter.
Dining costs:
Mid-range restaurants: $20–$30 per person
Fast food: $10–$15
Fine dining: $50+ per person
Ellicott City’s dining scene includes casual eateries, local favorites, and higher-end restaurants, particularly near Historic Ellicott City.
Ellicott City offers a wide range of recreational and cultural options:
Gym memberships: $30–$100/month
Fitness classes: $15–$25 per session
Movie tickets: ~$12
Local attractions include Centennial Park, Patapsco Valley State Park, and Historic Ellicott City, which hosts shops, restaurants, and seasonal events.
Yes—but it comes at a premium. Ellicott City is considered one of the more expensive communities in Maryland. However, many residents find the cost justified by excellent schools, safety, strong resale values, and overall quality of life.
A household income of $100,000–$150,000 is typically recommended for comfortable living, depending on housing choices and lifestyle.
Associated Real Estate | Ted Coates
Every Ellicott City neighborhood offers different price points, housing styles, and long-term potential. Working with a local expert helps buyers understand where value exists—and how to compete effectively in a high-demand market.
If you’re considering buying, selling, or relocating to Ellicott City, Maryland, I’m here to help you navigate the process with clarity and confidence.
— Ted Coates
Associated Real Estate
Howard County & Baltimore Metro Real Estate Specialist
90,155 people live in Ellicott City, where the median age is 42.1 and the average individual income is $70,947.922. Data provided by the U.S. Census Bureau.
Total Population
Median Age
Population Density Population Density This is the number of people per square mile in a neighborhood.
Average individual Income
There's plenty to do around Ellicott City, including shopping, dining, nightlife, parks, and more. Data provided by Walk Score and Yelp.
Explore popular things to do in the area, including Uniqlo, Urbanstory, and JS TAEKWONDO.
| Name | Category | Distance | Reviews |
Ratings by
Yelp
|
|---|---|---|---|---|
| Shopping | 3.46 miles | 5 reviews | 5/5 stars | |
| Shopping | 2.21 miles | 7 reviews | 5/5 stars | |
| Active | 3.21 miles | 8 reviews | 5/5 stars | |
| Beauty | 3.33 miles | 8 reviews | 5/5 stars | |
| Beauty | 3.53 miles | 5 reviews | 5/5 stars | |
|
|
||||
|
|
||||
|
|
||||
|
|
||||
|
|
||||
|
|
Ellicott City has 32,204 households, with an average household size of 5.57. Data provided by the U.S. Census Bureau. Here’s what the people living in Ellicott City do for work — and how long it takes them to get there. Data provided by the U.S. Census Bureau. 90,155 people call Ellicott City home. The population density is 1,996.181 and the largest age group is Data provided by the U.S. Census Bureau.
Total Population
Population Density Population Density This is the number of people per square mile in a neighborhood.
Median Age
Men vs Women
Population by Age Group
0-9 Years
10-17 Years
18-24 Years
25-64 Years
65-74 Years
75+ Years
Education Level
Total Households
Average Household Size
Average individual Income
Households with Children
With Children:
Without Children:
Marital Status
Blue vs White Collar Workers
Blue Collar:
White Collar:
Thinking of selling? Get a free market analysis/consultation
We found our purpose in serving others through real estate — helping people find their homes and grow their careers. Over the years, we’ve had the privilege of guiding thousands through buying and selling with care and dedication. Through Homes for Heroes, we’re honored to give back by serving those who have served.
